The Kia Niro
Make way for a CUV with innovation at its heart. Bold and assertive design in its body. Spacious yet minimalist inside. And futuristic in its advanced technology, connectivity and safety. Choose from the full-battery electric Niro EV, the Niro Hybrid and the Niro Plug-In Hybrid.
Compare Niro Hybrid PCP Finance Example
The table below compares representative Personal Contract Purchase (PCP) examples for the Kia Niro Hybrid ‘Pure’, ‘Evolve’, and ‘Aspire’ models, based on a £5,000 customer deposit.
| Niro Hybrid ‘Pure’ | Niro Hybrid ‘Evolve’ | Niro Hybrid ‘Aspire’ | |
| Finance Product | Kia Personal Contract Purchase Representative Example |
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| Monthly Payments | £335.56 | £385.95 | £432.95 |
| Customer Deposit | £5,000.00 | £5,000.00 | £5,000.00 |
| Deposit Contribution | £2,000.00 | £2,000.00 | £2,000.00 |
| Total Deposit | £7,000.00 | £7,000.00 | £7,000.00 |
| On the Road Price | £30,795.00 | £33,065.00 | £35,815.00 |
| Offer Price | £30,795.00 | £33,065.00 | £35,815.00 |
| Amount of Credit | £23,795.00 | £26,065.00 | £28,815.00 |
| Interest Charges | £3,468.16 | £3,736.70 | £4,109.70 |
| Optional Final Payment | £15,183.00 | £15,907.50 | £17,338.50 |
| Total Amount Payable | £34,263.16 | £36,801.70 | £39,924.70 |
| Fixed Rate of Interest | 3.04 % p.a. | 3.04 % p.a. | 3.04 % p.a. |
| Duration of Agreement | 37 months | 37 months | 37 months |
| Estimated Annual Mileage | 6,000 | 6,000 | 6,000 |
| Excess Mileage Charge per mile | 9.0p | 9.0p | 9.0p |
| APR % | 5.90% APR Representative | 5.90% | 5.90% |
Figures shown are correct at the date of publication and are provided for illustrative purposes only. All examples shown use a £5,000 customer deposit. Finance is subject to status and availability. Terms and conditions apply – see below for full details.
Niro EV Finance Offers
Niro EV: Personal Contract Purchase (PCP) 3.9% APR Representative
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PCP Representative Example
Monthly Payments £558.44 Customer Deposit £5,000.00 Deposit Contribution £1,000.00 Total Deposit £6,000.00 On the Road Price £37,335.00 Offer Price £37,335.00 Amount of Credit £31,335.00 Interest Charges £2,690.09 Optional Final Payment £13,921.25 Total Amount Payable £40,025.09 Fixed Rate of Interest 2.01 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 3.90% APR Representative -
PCP Representative Example
Monthly Payments £589.24 Customer Deposit £5,000.00 Deposit Contribution £1,000.00 Total Deposit £6,000.00 On the Road Price £39,585.00 Offer Price £39,585.00 Amount of Credit £33,585.00 Interest Charges £2,904.02 Optional Final Payment £15,276.38 Total Amount Payable £42,489.02 Fixed Rate of Interest 2.01 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 3.90% APR Representative -
3.9% APR Representative Personal Contract Purchase available from 01/10/2025 to 16/12/2025
T&C’s Apply, Subject to Status, 18’s and over, Guarantee may be required, Kia Finance RH2 9AQ.
At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle.
As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available.
Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market.
All commission amounts will be disclosed prior to completion of your agreement
Niro Hybrid Finance Offers
Niro Hybrid: Personal Contract Purchase (PCP) 5.9% APR Representative
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PCP Representative Example
Monthly Payments £335.56 Customer Deposit £5,000.00 Deposit Contribution £2,000.00 Total Deposit £7,000.00 On the Road Price £30,795.00 Offer Price £30,795.00 Amount of Credit £23,795.00 Interest Charges £3,468.16 Optional Final Payment £15,183.00 Total Amount Payable £34,263.16 Fixed Rate of Interest 3.04 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 5.90% APR Representative -
PCP Representative Example
Monthly Payments £385.95 Customer Deposit £5,000.00 Deposit Contribution £2,000.00 Total Deposit £7,000.00 On the Road Price £33,065.00 Offer Price £33,065.00 Amount of Credit £26,065.00 Interest Charges £3,736.70 Optional Final Payment £15,907.50 Total Amount Payable £36,801.70 Fixed Rate of Interest 3.04 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 5.90% APR Representative -
PCP Representative Example
Monthly Payments £432.95 Customer Deposit £5,000.00 Deposit Contribution £2,000.00 Total Deposit £7,000.00 On the Road Price £35,815.00 Offer Price £35,815.00 Amount of Credit £28,815.00 Interest Charges £4,109.70 Optional Final Payment £17,338.50 Total Amount Payable £39,924.70 Fixed Rate of Interest 3.04 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 5.90% APR Representative -
5.9% APR Representative Personal Contract Purchase available from 01/10/2025 to 16/12/2025
T&C’s Apply, Subject to Status, 18’s and over, Guarantee may be required, Kia Finance RH2 9AQ.
At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle.
As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available.
Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market.
All commission amounts will be disclosed prior to completion of your agreement
Niro PHEV Finance Offers
Niro PHEV: Personal Contract Purchase (PCP) 7.9% APR Representative
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PCP Representative Example
Monthly Payments £519.92 Customer Deposit £5,000.00 Deposit Contribution £500.00 Total Deposit £5,500.00 On the Road Price £35,435.00 Offer Price £35,435.00 Amount of Credit £29,935.00 Interest Charges £5,535.49 Optional Final Payment £16,753.37 Total Amount Payable £40,970.49 Fixed Rate of Interest 4.06 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 7.90% APR Representative -
PCP Representative Example
Monthly Payments £563.76 Customer Deposit £5,000.00 Deposit Contribution £500.00 Total Deposit £5,500.00 On the Road Price £37,685.00 Offer Price £37,685.00 Amount of Credit £32,185.00 Interest Charges £5,929.77 Optional Final Payment £17,819.41 Total Amount Payable £43,614.77 Fixed Rate of Interest 4.06 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 7.90% APR Representative -
PCP Representative Example
Monthly Payments £619.11 Customer Deposit £5,000.00 Deposit Contribution £500.00 Total Deposit £5,500.00 On the Road Price £40,435.00 Offer Price £40,435.00 Amount of Credit £34,935.00 Interest Charges £6,403.83 Optional Final Payment £19,050.87 Total Amount Payable £46,838.83 Fixed Rate of Interest 4.06 % p.a. Duration of Agreement 37 months Estimated Annual Mileage 6,000 Excess Mileage Charge per mile 9.0p APR % 7.90% APR Representative -
7.9% APR Representative Personal Contract Purchase available from 01/10/2025 to 16/12/2025
T&C’s Apply, Subject to Status, 18’s and over, Guarantee may be required, Kia Finance RH2 9AQ.
At the end of the agreement there are 3 options: (i) part exchange the vehicle, (ii) pay the Optional Final Payment to own the vehicle or (iii) return the vehicle. Further charges may be made subject to the condition or mileage of the vehicle.
As a credit intermediary, Kia Finance will pay Kia dealers (credit brokers) a commission for the introduction of business. The credit brokers work with a limited selection of lenders only. They have not searched the whole market to offer you the most suitable or competitive finance terms that may be available.
Credit brokers are being paid a commission and therefore will not be able to give you an impartial recommendation as to the finance options available to you. There may be better finance deals available for you elsewhere in the market.
All commission amounts will be disclosed prior to completion of your agreement
